Luckily, some of you are up there today through scholarships from tax payers money, some, through your parent’s efforts and some, through personal struggle and development. All in all, thank God for His grace, it’s not by your power, intellectual capacities or inclination. You studied here and abroad, you knew how Banks were ran in the past here in Nigeria and the wonderful opportunity to see how they run it in stabilized and structured environment overseas but with all these blessings and achievements, you came back home with a different ideology, totally out of phase with team spirit, general well being and professionalism. You came back home with the philosophy of making more money through the right channel, coupled with cloaked prostitution and exploitation. If our prayers are answered and God removes his blessings from your achievements, your present state would be inversely proportional to your nearest future, even, after life. 

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